Health Insurance for International Students in Europe
Why Health Insurance is Mandatory
All international students in Europe must have valid health insurance coverage. It's not just a visa requirement—it's essential for your well-being and financial security in case of medical emergencies.
Types of Health Insurance
Public Health Insurance
Available in countries like Germany. Offers comprehensive coverage at a standardized rate.
~€110 / month
For students under 30
Private Health Insurance
May be required for language students or those over 30. Coverage varies by provider.
€30 - €150+ / month
Varies by coverage
What's Covered
- ✓ Doctor visits and consultations
- ✓ Hospital treatment (in-patient)
- ✓ Prescription medications
- ✓ Emergency care
- ✓ Preventive care and vaccinations
- ✓ Basic dental care (often limited)
How to Apply
Research Options
Research insurance providers in your host country before you travel.
Compare Plans
Compare coverage, costs, and English support services.
Apply Online
Apply before arriving or immediately upon arrival (often required for enrollment).
Get Certificate
Receive your insurance certificate to submit with your visa or university application.
Important Tips
- Always keep your insurance card or documents with you
- Understand exactly what is covered and what is not (e.g., dental, glasses)
- Know the emergency numbers for your host country (usually 112 in Europe)
- Pay your monthly premiums on time to avoid losing coverage